July 27, 2026

Home Trend Report: Severity Reaches All-Time High, Frequency Declines

All Peril severity reached an all-time high in 2025, rising 25.9% from a year earlier, a new report on home insurance trends shows. LexisNexis Risk Solutions released its 2026 U.S. Home Trends Report, which looks at loss cost, claims frequency and severity. Related: Changes in Policy Language, Provisions Suppressing Claim Volume, Report Shows All Peril … Continued

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